MyHEALTH Vietnam

MyHEALTH, your international health insurance

Get the flexibility to cover what really matters to your family and yourself with MyHEALTH Vietnam.

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Why choose MyHEALTH Vietnam?

MyHEALTH is the most flexible health insurance plan in Vietnam.

You can personalise your benefits and cover, even between family members, to make a plan that works for your health and wallet.

MyHEALTH is available to all, Vietnam nationals, permanent residents and foreigners.

Have any questions? Need information?

+84 28 4458 1459

Monday to Friday, 9 am to 5 pm
(Vietnam time)

Local phone charges may apply

We make access to quality healthcare easy for you

  • Vietnam-based, multilingual customer support
  • 24/7, unlimited TeleHEALTH and Second Medical Opinion services
  • Cashless access to hospitals worldwide and to 4,500 medical facilities in Asia
  • Worldwide travel and medical assistance
  • 100% digital claims submission

Mix and match modules to build your ideal coverage

All monetary sums are in USD

Modules

Essential

Extensive

Elite

Hospital and Surgery
Annual limit per person per period of insurance
- Standard private room
- Emergency dental treatment
- Diagnostic scans and tests
6 levels of deductibles: $0, $500, $1,000, $2,500, $5,000 or $10,000 Area of Cover: Worldwide, Worldwide excluding USA, Europe and ASEAN excluding Singapore

$100,000 or $500,000

$1,000,000

$2,000,000

Outpatient (optional)

$5,000

Full cover

Full cover

Maternity (optional)

$5,000 per pregnancy

$8,000 per pregnancy

$15,000 per pregnancy

Dental & Optical (optional)

*

**

***

24/7 Evacuation, repatriation and assistance services

Included up to $1,000,000

Included up to $1,000,000

Included up to $1,000,000

Reduce your premium by choosing your level of reimbursement

Co-insurance only affects your Outpatient expenses, and it is waived when you seek treatment within our Panel Network. Let’s see how 20% co-insurance would work on a $200 consult.

  • Outside Panel
    • USD 40.00
    • USD 160.00
  • Within Panel
    • USD 0.00
    • USD 200.00
  • Out-of-pocket expenses
  • Covered by APRIL

Why choose APRIL International?

Our goal at APRIL is to offer a better healthcare experience.

We are committed to making sure that your experience is as straightforward as possible, and have the support you need when it matters most. Because insurance should be easy, we provide market-leading digital tools to make sure you have the resources to manage your health and policy at your fingertips.

Everything you need to know about MyHEALTH Vietnam

How do I create and customise my health insurance plan?

With MyHEALTH Vietnam you can easily create and personalise your healthcare plan to suit your medical and budgetary needs, ensuring you only pay for what you truly need.

Hospital & Surgery will be the core module of your plan. Then you can add Outpatient, Maternity, and Dental/Optical modules if you wish. For each module, you may select from 3 levels of coverage: Essential, Extensive, and Elite.

To personalise your health insurance cover, you can also select your area of coverage and discount options such as deductibles or co-insurance. Each family member may have a different health insurance plan with different levels of coverage. With MyHEALTH Vietnam, all plans include emergency assistance and repatriation.

What are the insurance coverage areas with MyHEALTH Vietnam?

With MyHEALTH Vietnam, you can choose either Worldwide, Worldwide excluding USA or Europe and ASEAN excluding Singapore as your area of cover. You will enjoy the same level of coverage and benefits throughout your area of cover whether you are in Vietnam or travelling abroad.

MyHEALTH Vietnam is also portable, meaning you can take your policy with you when you move.

Can I use MyHEALTH Vietnam as a top-up?

Absolutely, you can purchase MyHEALTH Vietnam as a top-up if you already have existing coverage through an individual or corporate health plan that doesn’t provide the protection you need. You can opt for a Hospital & Surgery cover with an annual deductible (which your existing insurers payments will go towards) if you’re worried about making sure hospitalisation costs are covered.

What does it mean for you? In case of hospitalisation, your local or corporate health plan will cover you up to its limit, provided your deductible is met, APRIL will then cover the remaining costs of treatment (up to your annual limit too). You can also choose optional benefits, such as Outpatient or Dental/Optical if you feel like your current plan does not provide the level of coverage you would like.

Which underwriting methods are available under MyHEALTH Vietnam?

We offer 3 underwriting methods:

-FMU (Full Medical Underwriting): you will have to declare your full medical history during your application. An offer will then be made to you based on your medical questionnaire.

-Moratorium: it is a straightforward underwriting method where your pre-existing conditions may become eligible for coverage after a two-year treatment- and symptom-free period.

-CPME (Continuous Personal Medical Exclusions) allows you to maintain your cover under the same terms as your previous medical insurance plan without further medical underwriting. In order to be eligible to apply for CPME, your former health insurance provider must be part of our approved list.

What our customers say
4.5 / 5