MyHEALTH gives you access to the greatest flexibility on the market without ever sacrificing quality and affordability.
MyHEALTH is the most customisable health insurance plan in Philippines.
Choose the benefits and levels of coverage you need for each member of the family to meet your healthcare and financial needs.
MyHEALTH is available to all, Filipinos, permanent residents, and foreigners.
Mix and match modules to build your ideal coverage
All monetary sums are in USD
Modules | Essential | Extensive | Elite |
Hospital and Surgery | $100,000 or $500,000 | $1,000,000 | $2,000,000 |
Outpatient (optional) | $5,000 | Full cover | Full cover |
Maternity (optional) | $5,000 per pregnancy | $8,000 per pregnancy | $15,000 per pregnancy |
Dental & Optical (optional) | * | ** | *** |
24/7 Evacuation, repatriation and assistance services | Included up to $1,000,000 | Included up to $1,000,000 | Included up to $1,000,000 |
Add a deductible to your Hospitalisation module
A deductible applies to your Hospital & Surgery expenses every year and it means you are responsible for the costs up to the deductible and then APRIL covers the rest. Let’s see how different levels of deductible would work on a $10,000 hospital bill.
* Example claims to demonstrate how deductibles work on MyHEALTH Philippines
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Step 1
Design your cover
Our advisors will help you create and compare quotations
Step 2
Apply for your plan
Complete your personal details and medical questionnaire online
Step 3
Enjoy your cover
You’ll receive your e-member pack once the application is complete
At APRIL, we’re dedicated to providing a better healthcare experience.
Whether you need help navigating your local healthcare system or finding the right doctor, APRIL will be here to support you. Because we believe insurance should be easy, each MyHEALTH plan provides access to one of the best digital tools on the market to help you find doctors, submit claims digitally, access telehealth services and so much more.
At APRIL, we believe you shouldn’t have to pay for what you don’t need. Our MyHEALTH plans allow you to customise your coverage to meet your medical and budgetary needs.
The Hospital & Surgery module forms the core of your plan, you can then add optional Outpatient, Dental/Optical, and Maternity modules onto it. You can select your level of cover for each module: Essential, Extensive and Elite. You can further tailor your plan by selecting your area of cover and premium discount options. With MyHEALTH, each family member can have their own personalised coverage. Emergency assistance and repatriation is complimentary with all plans.
With MyHEALTH Philippines, you can choose your area of cover: Worldwide, Worldwide excluding USA or ASEAN excluding Singapore, allowing you to enjoy the same level of coverage and benefits both inside the Philippines and anywhere else in your chosen area of cover.
MyHEALTH is also portable, so if you move to another country, you can simply take your policy with you so you don’t have any breaks in coverage or the need to go through underwriting again.
Yes, if you are already covered by a local or company-provided health insurance plan, you can take out MyHEALTH to help make up for any insufficiencies in protection. You can choose to have Hospital & Surgery cover with a deductible (which payments from your local plan will go towards), as well as optional benefits your local plan may not provide, such as Outpatient or Dental/Optical.
This means that in case of hospitalisation, your local plan will cover the initial costs up to its limit, and then APRIL will cover the remainder.
MyHEALTH Philippines provides Full Medical Underwriting (FMU). This means you will have to complete a medical questionnaire with your full medical history as part of the application process. Then our underwriting team will make an offer based on your health declaration.
Simplified procedures and faster processing of your reimbursements, anywhere you are.
Take a picture of your medical bills and submit them via your app. We’ll reimburse you fast!
You can also download your insurance card, use telehealth services, search for a doctor near you, and find all your useful contacts.
It's simple - your insurance follows you anywhere in the world.
MyHEALTH is underwritten by Paramount Life & General Insurance Corporation and arranged and administered by APRIL Singapore Pte Ltd (APRIL Singapore Pte Ltd, 2A McCallum St, Singapore 069043).
